Kia Connect > UBI
Driving Score and Usage-Based Insurance
Kia Connect provides eligible customers with access to a personalized driving score, which provides insight into driving behavior and habits. Kia Connect also offers a usage-based insurance program is perfect for anyone who wants to save money on their car insurance premiums.
Introduction to Driving Score & User-Based Insurance
Driving Score
- Helps you monitor your driving behavior and identify improvement areas
- Helps you reduce your maintenance costs by driving more efficiently and avoiding harsh driving behavior
- Potentially saves money on insurance premiums by demonstrating safe driving habits
Usage-Based Insurance
- Potentially lower premiums for safe drivers, as you only pay for the coverage you need
- Encourages safe driving habits and can lead to fewer accidents and collisions on the road
Have Questions About Kia Connect Driving Score and Usage-Based Insurance Program?
Driving score is a numerical rating that reflects the driver's behavior behind the wheel. It is calculated based on factors such as speed, acceleration, braking, and distance traveled.
Your driving score is calculated based on the driving data from the vehicle, which includes factors such as speed, braking, acceleration, and overall driving behavior.
Sharing your driving data enables us to provide you with personalized driving insights and daily scores.
- Identify areas where you can improve your driving habits.
- Monitor your progress and see the impact of your efforts based upon changes you may make to your driving behaviour.
- Potential auto-insurance premium discount.
To improve your driving score, you can focus on driving safely and responsibly; avoiding harsh acceleration and braking; and maintaining a safe distance from other vehicles.
Check ‘Factors Impacting Your Score’ on your Driving Score page for more details.
We take your privacy and data security very seriously. Your driving data is protected using industry-standard methods and secure storage practices. Access to this information is restricted to authorized personnel only, and we continuously monitor our systems for potential threats.
Your driving score data may be shared with insurances provider if you join our usage-based insurance program.
By accepting Terms of Services (TOS) of Kia Connect enrollment, you are consenting to share your driving data with Kia to generate your driving score.
Yes, you can revoke your consent to share your driving data at any time by contacting Kia Connect Call Center at 844-886-9411, 7 days a week, 5:00 a.m. to 6:00 p.m., PT.
Usage-Based Insurance uses driving score data to monitor driving behavior and assess risk. It allows insurers to tailor insurance policies to individual drivers based on their actual driving patterns, rather than general demographic factors such as age, gender, and location.
After enough driving information has been collected, customers will be offered the opportunity to sign up for a Usage-Based Insurance program. If a customer chooses to join the program, the customer’s driving data will be made available to insurance providers. The next time a customer requests an auto insurance quote, the insurance provider may request access to driving data to apply additional discounts.
Insurers are required to adhere to strict data privacy and security regulations when collecting and handling your data. Additionally, you have control over your data and can choose to opt-out of the Usage-Based Insurance program at any time.
A Usage-Based Insurance program provides you with the opportunity to save money on your auto insurance premium. The program allows auto insurance providers to use (with your consent) your driving data and your driving score when determining your insurance premium. You get to choose (1) if you want to allow your data to be shared and (2) if you want to share that data when looking at auto insurance quotes.
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Purchase/lease of certain 2019 and newer Kia vehicles with Kia Connect includes a complimentary 1-year subscription to Kia Connect ULTIMATE, our most comprehensive Kia Connect package, starting from the new vehicle retail sale/lease date as recorded by the dealer. After your complimentary 1-year Kia Connect ULTIMATE subscription expires, continued access to the full suite of Kia Connect features available on your Kia will require a paid subscription at the then-current subscription rate; otherwise, your use of certain Kia Connect features may immediately terminate. Use of Kia Connect is subject to agreement to the Kia Connect Privacy Policy (available at https://owners.kia.com/us/en/privacy-policy.html) and Terms of Service (available at https://owners.kia.com/us/en/terms-of-service.html). Complimentary Kia Connect subscriptions are transferable to subsequent owner during the original Kia Connect service term. Only use Kia Connect when safe to do so. Kia Access App is available from the Apple® App Store® or Google Play™. Kia America, Inc. reserves the right to change or discontinue Kia Connect at any time without prior notification or incurring any future obligation. Message and data rates may apply. Cellular and GPS coverage is required to use most features. Kia Connect features may vary by model, model year, and trim level. Features, specifications, and fees are subject to change. Kia Connect may be currently unavailable for Model Year 2022 and newer vehicles sold in Massachusetts; please see www.owners.kia.com for updates on availability. For more on details and limitations, visit www.kia.com or your authorized Kia dealer. Apple and App Store are registered trademarks of Apple Inc. Google and logos are trademarks of Google, LLC.
911 Connect must be enabled on head unit and activates after air bag deployment. Requires cellular coverage.
Vehicle Diagnostics is not a substitute for regularly scheduled maintenance. Vehicle Diagnostics checks powertrain, chassis, and air bag systems, and requires initial activation. See the Kia Connect Maintenance section or the Owner’s Manual for maintenance schedule.
Simulated screen shown. If equipped. Remote features require an applicable Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. Do not use remote climate control or remote start if vehicle is in an enclosed area (e.g., closed garage) or a partially enclosed area without ventilation. Close all doors leading from adjacent living areas to the vehicle area before executing a remote climate control or remote start command. Remote feature support varies by model, model year, and trim; remote climate control not supported on 2019 Optima LX, 2020 Telluride LX and S and 2021 Telluride LX and S and other vehicles not equipped with fully automatic temperature control.
Simulated screen shown. If equipped. Find My Car requires cellular coverage and a compatible smartphone with the Kia Access app. Cellular service rates apply.
Simulated screen shown. If equipped. Rear Occupant Alert notifications require an applicable Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. This system is not a substitute for one’s attention and may not detect all movement within the vehicle. Always check the vehicle interior when exiting the vehicle.
My Trips: The driver’s primary responsibility is in the safe and legal operation of a vehicle, and use of any vehicle systems which take the driver’s eyes, attention, and focus away from the safe operation of a vehicle or which are not permissible by law should never be used during operation of the vehicle. It is the driver’s responsibility to drive in a safe manner as dictated by the road, environment, and traffic conditions.
If equipped. Curfew Alert and Vehicle Alarm Alert require cellular coverage. Cellular service rates apply.
24-hour Roadside Assistance is a service plan provided by Kia America, Inc.. Limitations apply. See Kia Warranty and Consumer Information Manual for details. Requires cellular coverage.
Vehicle compatibility varies by model, model year, and trim. Amazon devices are sold separately and require a Wi-Fi internet connection. Amazon, Alexa, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Vehicle compatibility varies by model, model year, and trim. Google devices are sold separately and require a Wi-Fi internet connection. Google, Google Assistant, Google Home, and all related logos are trademarks of Google LLC.
My POIs requires cellular coverage and a compatible smartphone with the Kia Access app. Cellular service rates apply.
If equipped. Remote features require a Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. Do not use remote climate control or remote start if vehicle is in an enclosed area (e.g., closed garage) or a partially enclosed area without ventilation. Close all doors leading from adjacent living areas to the vehicle area before executing a remote climate control or remote start command. Remote feature support varies by model, model year and trim; remote climate control not supported on 2019 Optima LX , 2020 Telluride LX and S and 2021 Telluride LX and S and other vehicles not equipped with fully automatic temperature control.
Apple and App Store are registered trademarks of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC.
Vehicle Diagnostics is not a substitute for regularly scheduled maintenance. Vehicle Diagnostics checks powertrain, chassis, and air bag systems, and requires initial activation. See the Kia Connect Maintenance section or the Owner’s Manual for maintenance schedule.
911 Connect must be enabled on head unit and activates after air bag deployment. Requires cellular coverage.
24-hour Roadside Assistance is a service plan provided by Kia America, Inc.. Limitations apply. See Kia Warranty and Consumer Information Manual for details. Requires cellular coverage.
My POIs requires cellular coverage and a compatible smartphone with the Kia Access app. Cellular service rates apply.
Parking Minder requires cellular coverage, a USB-connected compatible smartphone, and the Kia eServices app. Cellular service rates apply.
Find My Car requires cellular coverage and a compatible smartphone with the Kia Access app. Cellular service rates apply.
My Car Zone requires cellular coverage. Cellular service rates apply.
If equipped. Rear Occupant Alert notifications require a Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. This system is not a substitute for one’s attention and may not detect all movement within the vehicle. Always check the vehicle interior when exiting the vehicle.
Vehicle compatibility varies by model, model year and trim. Google devices are sold separately and require a Wi-Fi internet connection. Google, Google Assistant, Google Home, and all related logos are trademarks of Google, Inc.
Vehicle compatibility varies by model, model year and trim. Amazon devices are sold separately and require a Wi-Fi internet connection. Amazon, Alexa, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
If equipped. Requires navigation system.
Purchase/lease of certain 2019 and newer Kia vehicles with Kia Connect includes a complimentary 1-year subscription starting from new vehicle retail sale/lease date as recorded by the dealer. After your complimentary 1-year Kia Connect subscription expires, continued access to the full suite of Kia Connect available on your Kia will require a paid subscription at the then current subscription rate or your use of certain Kia Connect features may immediately terminate. Use of Kia Connect is subject to agreement to the Kia Connect Privacy Policy (available at https://owners.kia.com/us/en/privacy-policy.html) and Terms of Service (available at https://owners.kia.com/us/en/terms-of-service.html). Kia Connect is transferable to subsequent owner during the original Kia Connect service term. Only use Kia Connect when safe to do so. Kia Access App is available from the Apple® App Store® or Google Play™. Kia America, Inc. reserves the right to change or discontinue Kia Connect at any time without prior notification or incurring any future obligation. Message and data rates may apply. Cellular and GPS coverage is required to use most features. Kia Connect features may vary by model, model year, and trim level. Features, specifications, and fees are subject to change. For more on details and limitations, visit www.kia.com or your authorized Kia dealer. Apple and App Store are registered trademarks of Apple Inc. Google and logos are trademarks of Google, LLC.
Distracted driving can result in a loss of vehicle control. Never use a handheld device or vehicle system that takes your focus away from safe vehicle operation. The Connecting Routing navigation feature is for information purposes only, and Kia does not make any warranties about the accuracy of the information.
Distracted driving can result in a loss of vehicle control. Never use a handheld device or vehicle system that takes your focus away from safe vehicle operation.
If equipped. Feature requires a Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. Do not use while operating your vehicle.
Remote features through Amazon Alexa or Google Home requires a Kia Connect ULTIMATE package subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. Do not use remote climate control or remote start if vehicle is in an enclosed area (e.g., closed garage) or a partially enclosed area without ventilation. Close all doors leading from adjacent living areas to the vehicle area before executing a remote climate control or remote start command. Remote feature support varies by model, model year, and trim; remote climate control not supported on 2019 Optima LX, 2020 Telluride LX and S and 2021 Telluride LX and S and other vehicles not equipped with fully automatic temperature control. Vehicle compatibility varies by model, model year and trim. Amazon devices are sold separately and require a Wi-Fi internet connection. Amazon, Alexa, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Purchase/lease of certain 2019 and newer Kia vehicles with Kia Connect includes a complimentary 1-year subscription to Kia Connect ULTIMATE, our most comprehensive Kia Connect package, starting from the new vehicle retail sale/lease date as recorded by the dealer. After your complimentary 1-year Kia Connect ULTIMATE subscription expires, continued access to the full suite of Kia Connect features available on your Kia will require a paid subscription at the then- current subscription rate; otherwise, or your use of certain Kia Connect features may immediately terminate. Use of Kia Connect is subject to agreement to the Kia Connect Privacy Policy (available at https://owners.kia.com/us/en/privacy-policy.html) and Terms of Service (available at https://owners.kia.com/us/en/terms-of-service.html). Complimentary Kia Connect subscriptions are transferable to subsequent owners during the original Kia Connect service term. Only use Kia Connect when safe to do so. Kia Access App is available from the Apple® App Store® or Google Play™. Kia America, Inc. reserves the right to change or discontinue Kia Connect at any time without prior notification or incurring any future obligation. Message and data rates may apply. Cellular and GPS coverage is required to use most features. Kia Connect features may vary by model, model year, and trim level. Features, specifications, and fees are subject to change. Kia Connect may be currently unavailable for Model Year 2022 and newer vehicles sold in Massachusetts; please see owners.kia.com for updates on availability. For more on details and limitations, visit www.kia.com or your authorized Kia dealer. Apple and App Store are registered trademarks of Apple Inc. Google and logos are trademarks of Google, LLC.
Remote features require an applicable Kia Connect subscription, a compatible smartphone, and a wireless signal with good coverage to function. Normal cellular service rates may apply. Do not use remote climate control or remote start if vehicle is in an enclosed area (e.g., closed garage) or a partially enclosed area without ventilation. Close all doors leading from adjacent living areas to the vehicle area before executing a remote climate control or remote start command. Remote feature support varies by model, model year, and trim; remote climate control not supported on 2019 Optima LX, 2020 Telluride LX and S and 2021 Telluride LX and S and other vehicles not equipped with fully automatic temperature control.
Purchase/lease of certain 2019 and newer Kia vehicles with Kia Connect includes a complimentary 1-year subscription to Kia Connect ULTIMATE, our most comprehensive Kia Connect package, starting from the new vehicle retail sale/lease date as recorded by the dealer. After your complimentary 1-year Kia Connect ULTIMATE subscription expires, continued access to the full suite of Kia Connect features available on your Kia will require a paid subscription at the then-current subscription rate; otherwise, your use of certain Kia Connect features may immediately terminate. Use of Kia Connect is subject to agreement to the Kia Connect Privacy Policy (available at https://owners.kia.com/us/en/privacy-policy.html) and Terms of Service (available at https://owners.kia.com/us/en/terms-of-service.html). Complimentary Kia Connect subscriptions are transferable to subsequent owners during the original Kia Connect service term. Only use Kia Connect when safe to do so. Kia Access App is available from the Apple® App Store® or Google Play™. Kia America, Inc. reserves the right to change or discontinue Kia Connect at any time without prior notification or incurring any future obligation. Message and data rates may apply. Cellular and GPS coverage is required to use most features. Kia Connect features may vary by model, model year, and trim level. Features, specifications, and fees are subject to change. Kia Connect may be currently unavailable for Model Year 2022 and newer vehicles sold in Massachusetts; please see owners.kia.com for updates on availability. For more on details and limitations, visit www.kia.com or your authorized Kia dealer. Apple and App Store are registered trademarks of Apple Inc. Google and logos are trademarks of Google, LLC.
Kia Connect Lite is only available for five (5) years starting from the new vehicle retail sale/lease date as recorded by the dealer. After this fifth (5th) year date passes, Kia Connect Lite will no longer be available for the vehicle. For instance, if an owner purchases a new vehicle and immediately enrolls it in a Kia Connect ULTIMATE subscription for the first two (2) years of ownership and then cancels the subscription, Kia Connect Lite would only be available for the remaining three (3) years in the five (5) year period.
Kia Connect smartwatch app requires a compatible smartwatch and Kia Connect subscription and account. Kia America, Inc. reserves the right to change or discontinue Kia Connect at any time without prior notification or incurring any future obligation. Message and data rates may apply. Cellular and GPS coverage is required to use most features. Kia Connect features may vary by model, model year, and trim level. Features, specifications, and fees are subject to change. Kia Connect may be currently unavailable for Model Year 2022 and newer vehicles purchased or sold in Massachusetts.
Do not use remote climate controls or remote start if vehicle is in an enclosed area (e.g., closed garage) or a partially enclosed area without ventilation. Close all doors leading from adjacent living areas to the vehicle before executing a remote climate control or remote start command.
Wi-Fi Hotspot is available on select 2022 and newer Kia vehicles and requires enrollment in Kia Connect. Trial or paid subscription data plan required. Wi-Fi Hotspot services require vehicle cellular connectivity and availability of vehicle GPS signal; certain services may collect location information.
Verizon is the network provider for Wi-Fi Hotspot, which uses Verizon's 4G LTE network to transmit data. Data usage applies. Coverage not available everywhere. See www.verizon.com/featured/our-network for coverage map. Complimentary Wi-Fi Hotspot trial begins on activation date and expires at the end of three months or after 3GB of data is used, whichever comes first. Verizon Wireless data subscription required upon end of complimentary Wi-Fi Hotspot trial. Limit one trial per vehicle. Up to 5 devices can be supported using in-vehicle connectivity. Use of Wi-Fi Hotspot is subject to Verizon Wireless Customer Agreement (www.verizon.com/legal/notices/customer-agreement/).
Wi-Fi Hotspot available only in the fifty (50) United States and the District of Columbia. Wi-Fi Hotspot may be unavailable for model year 2022 and newer vehicles that are purchased or sold in Massachusetts.
Always wear a seat belt, pay careful attention to the road, and do not drive while distracted. The driver should only use the Wi-Fi Hotspot when the vehicle is safely parked.
Vehicle must be running or in accessory mode for Wi-Fi Hotspot to function. Never drive distracted. Driver should only use Wi-Fi features when the vehicle is parked in a safe location.
Compatible, Wi-Fi capable devices required. Devices sold separately.
Wi-Fi Hotspot requires Kia Connect subscription, which not all vehicles may be eligible for, and data plan or free trial.
Verizon is the network provider for Wi-Fi Hotspot, which uses Verizon's 4G LTE network to transmit data. Data usage applies. Coverage not available everywhere. See www.verizon.com/featured/our-network for coverage map. Complimentary Wi-Fi Hotspot trial begins on activation date and expires at the end of three months or after 3GB of data is used, whichever comes first. Verizon Wireless data subscription required upon end of complimentary Wi-Fi Hotspot trial. Limit one trial per vehicle. Up to 5 devices can be supported using in-vehicle connectivity. Use of Wi-Fi Hotspot is subject to Verizon Wireless Customer Agreement (www.verizon.com/legal/notices/customer-agreement/).
The following Carnival trims have Wi-Fi hotspot capability: EX, SX, and SX Prestige. Existing owners may need to update the software in their infotainment system to make the vehicle Wi-Fi hotspot capable. Wi-Fi hotspot requires Kia Connect enrollment, which not all vehicles may be eligible for.
Where available. Wi-Fi Hotspot requires enrollment in Kia Connect, and a data plan or free trial. Kia Connect may currently be unavailable for Model Year 2022 and newer vehicles sold or purchased in Massachusetts; please see the Kia Owner's Portal for updates on availability.
Verizon is the network provider for Wi-Fi Hotspot, which uses Verizon's 4G LTE network to transmit data. Data usage applies. Coverage not available everywhere. See www.verizon.com/featured/our-network for coverage map. Complimentary Wi-Fi Hotspot trial begins on activation date and expires at the end of three months or after 3GB of data is used, whichever comes first. Verizon Wireless data subscription required upon end of complimentary Wi-Fi Hotspot trial. Limit one trial per vehicle. Up to 5 devices can be supported using in-vehicle connectivity.
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